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New Colorado law

Colorado's new wildfire roofing code: what every homeowner needs to know

If your home is in a mapped wildfire area, your next roof has to meet the state's Wildfire Resiliency Code. Here's what changed, how the 25% rule works, and why the roofer you hire matters more than ever.

The short version: if your home is in a mapped wildfire area and you replace or repair 25% or more of your roof, the entire roof must meet the wildfire code: Class A roofing, ember-proof details and metal gutters.

Check my address
What changed

A new statewide code, now enforced

For years, wildfire building rules in Colorado were a patchwork. In 2023 the legislature created a statewide Wildfire Resiliency Code Board, and its code now applies to homes in mapped wildland-urban interface (WUI) areas across the state.

July 1, 2025State code adopted

The Wildfire Resiliency Code Board adopted the 2025 Colorado Wildfire Resiliency Code, based on the 2024 International Wildland-Urban Interface Code.

April 1, 2026Local adoption deadline

Cities and counties with WUI areas had to adopt the code, or a version at least as strict, with their own maps and amendments.

July 1, 2026Enforcement begins

Building departments now check roofs, gutters and eaves in mapped areas when a permit is pulled for new work.

25% WHOLE ROOF MUST COMPLY
The rule most homeowners have never heard of

The 25% rule

Replace or repair 25% or more of your roof's surface, and the whole roof has to be brought up to the wildfire code, not just the part you're fixing.

Full hail replacement100% of the roof. The entire new roof must meet the code for your area.
Two slopes of a four-slope roofAbout 50%. The whole roof, including the slopes you weren't touching, must meet the code.
A few missing shinglesWell under 25%. A repair, but we still use Class A materials so you're ready later.
What the code requires

Class 1 and Class 2 wildfire areas

The state map sorts WUI areas by fire intensity: Class 1 (lower) and Class 2 (moderate to high). Both have roof requirements. Class 2 adds more.

RequirementClass 1Class 2
Class A fire-rated roof coveringRequiredRequired
Ember-blocking at gaps under tile and metal profilesRequiredRequired
Noncombustible gutters and downspouts (no vinyl)RequiredRequired
Protected eaves and soffitsNot requiredRequired
Why it matters who you hire

Why many roofers miss it

This code is new, and it isn't the same everywhere. Here's where homeowners get hurt.

It's brand new

Enforcement started July 1, 2026. Plenty of roofers are still quoting jobs the way they did last year, with vinyl gutters and no ember-blocking details.

It changes town to town

Cities and counties adopt their own maps and amendments. Jefferson County and Boulder, for example, have their own WUI rules. A roofer who doesn't check your address can easily get it wrong.

Storm crews come from out of state

After a big hailstorm, out-of-state crews flood the Front Range. They may not know Colorado's new code exists, and they're often gone before an inspection fails.

Insurance estimates leave it out

Adjusters usually write a like-for-like estimate. If no one documents the code upgrades and submits them, you can end up paying for them yourself, or paying to redo the roof.

Around the Denver metro

Who uses which wildfire map

The state map is the starting point, but several counties and cities around Denver adopted their own maps or versions of the code. Here's where things stand for the areas we serve.

AreaMap or rules usedWho's affected
Unincorporated Jefferson County (Evergreen, Conifer, Ken Caryl, Morrison area)Jefferson County WUI Overlay District mapMapped Class 1 and Class 2 areas
Unincorporated Boulder CountyBoulder County Wildfire Zones 1, 2 and 3All of unincorporated Boulder County
City of BoulderCity WUI code and mapAbout 16,000 homes after the 2025 expansion
Clear Creek CountyCounty wildfire requirementsMost of the county
Gilpin CountyCounty-adopted WUI mapMost of the county
Unincorporated Douglas CountyCounty version of the state codeAreas outside fire protection districts; fire districts set their own
Unincorporated Arapahoe CountyState codeLimited areas outside fire protection districts
Adams County, Broomfield and other citiesState mapMapped pockets near open space and grassland

Rules are still settling as towns finish adoption, so we confirm with the local building department on every permit. Check your address.

Protect yourself

5 questions to ask any roofer

  1. Is my home in a Class 1 or Class 2 wildfire area? A good roofer checks your address before writing the estimate.
  2. Is the roof system you're quoting Class A rated? Ask for the manufacturer's spec sheet.
  3. Are the gutters and downspouts metal? Vinyl doesn't meet the code.
  4. Will you pull the permit and pass the inspection? Get it in writing.
  5. Will you submit the code upgrades to my insurance? Ordinance or law coverage often pays for them.
Questions

Wildfire roofing code FAQ

What is Colorado's Wildfire Resiliency Code?

It's a statewide building code for homes in the wildland-urban interface (WUI), where neighborhoods meet grass, brush and forest. The state Wildfire Resiliency Code Board adopted it on July 1, 2025, based on the 2024 International Wildland-Urban Interface Code. Local governments had to adopt it by April 1, 2026 and enforce it by July 1, 2026.

What is the 25% rule for roofs?

If you replace or repair 25% or more of your roof's surface area, the entire roof has to be brought up to the wildfire code's requirements for new construction. A full hail replacement always crosses that line, and so can a large repair on a smaller roof.

What does the code require for a roof?

In both Class 1 and Class 2 areas: a Class A fire-rated roof covering, ember-blocking at any gaps under tile or metal roof profiles, and noncombustible gutters and downspouts. Class 2 (moderate to high fire intensity) areas also require protected eaves and soffits.

How do I know if my home is in a wildfire code area?

Use our free WUI check at CharityRoofs.com/wui-check. It looks your address up on the official 2025 Colorado Wildfire Resiliency Code Map. Some cities and counties use their own maps or amendments, so we always confirm with the local building department when we pull the permit.

Will insurance pay for wildfire code upgrades?

Often, yes. Many homeowner policies include ordinance or law coverage, which pays for code-required upgrades when a covered loss like hail damages your roof. The code items have to be documented and submitted to your insurer, ideally before the roof goes on.

Are regular asphalt shingles Class A?

Most modern fiberglass asphalt shingles from major manufacturers are Class A fire rated as a complete system. Wood shakes usually are not, and tile and metal roofs need their gaps blocked against embers. Plastic or vinyl gutters do not meet the code.

Sources

General information for Colorado homeowners, not legal advice. Your local building department's adopted code controls.

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