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Roof and insurance guides for Colorado homeowners

Straight answers from a roofing company that has handled Colorado hail claims for 16 years.

Class 4 shingles and insurance discounts in Colorado

What a Class 4 impact rating means, how Colorado homeowners get an insurance discount for it, and the new state roof grant program coming in 2027.

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Metal roof vs. shingles in Colorado

Metal or asphalt shingles for a Colorado home? Compare upfront cost, hail and fire ratings, snow, lifespan, repairs and insurance before you choose.

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How long does a roof last in Colorado?

How long asphalt, Class 4, metal, tile and shake roofs last in Colorado, why sun and hail shorten them, and how roof age affects your insurance.

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Roof insurance claim denied in Colorado? What to do next

Hail or wind roof claim denied or underpaid in Colorado? Get the reason in writing, request reinspection or appraisal, and know your rights under state law.

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What is a roof supplement?

Why the first insurance estimate for a hail-damaged roof is often missing items, and how a roof supplement adds them back.

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How to read your hail damage estimate

A plain-English guide to the terms on a roof insurance estimate: RCV, ACV, depreciation, deductible, squares and waste, with an example.

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What to do after a hailstorm in Colorado

A step-by-step checklist for Colorado homeowners after a hailstorm: signs of roof damage, photos, choosing a roofer, and filing a claim.

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How much does a roof replacement cost in Denver?

Most Denver-area homes cost about $18,000 to $25,000 to re-roof, and large or specialty roofs can reach $60,000. Here's what affects the price and how insurance fits in.

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Get a free roof inspection

Call us or request an inspection online. Every full roof replacement gives $1,000 to the charity or church you choose.